AAA Rental Property Insurance

As a landlord, you have a substantial investment in the property you rent to others - and little control over the physical damage that can happen to it.  AAA Rental property Insurance offers you high quality coverage, featuring protection against premises liability, fire, vandalism and most other physical losses. To protect you from the ever-increasing number of lawsuits brought against landlords  by tenants, Rental Property policies also include liability coverage for wrongful eviction, false arrest and invasion of privacy.

Professional Management Discount

You can receive a  discount if your rental property is professionally managed by Alpha Property Management. The amount will vary but can reach up to 30% based on your unique situation.  See more below...

What does it cover?

Rental Property Insurance can provide protection for your residential rental properties and attached and detached structures:

Dwelling Limit of Insurance coverage is the amount of insurance that you have in order to replace your home in the event of a total loss.

Other Structures coverage is the amount of insurance that you have to protect any other structures on your premises, such as fences, a tool shed, detached garage, a swimming pool, etc...

Personal Property coverage offers coverage for landlord furnishings and other items incidental to the use of the rented property.

Loss of Use coverage provides you with coverage for the fair rental value for your rental properties

May also include...

Personal Liability - Provides coverage for personal injury, wrongful eviction, false arrest, invasion of privacy, bodily injury, and property damage in the event that you are found liable for those losses or damages.

Medical Payments to Others - Provides between $1,000 - $5,000 in coverage for medical payments and expenses incurred due to an accident causing personal or bodily injury.

Discounts

If you qualify, you can reduce your premium by taking advantage of the following discounts:

Smoke & Burglar Alarm Discount - Save if your home has an in-house fire or smoke alarm, and a local or central-reporting burglar alarm.

Renovation Discount - You will receive a discount if your rental property has undergone a 100% renovation of its plumbing, electrical, heating and cooling, and roofing systems.

Age of Home Discount - You can receive a discount if your rental property was built less than 10 years ago.

Professional Management Discount - You can receive a discount if your rental property is professionally managed by Alpha Property Management.  The amount will vary but can reach up to 30% based on your unique situation.

Customer Assistance

To discuss your specific insurance needs and to find out more about the AAA Insurance Program for Rental Property Owners, please contact Stacy Deglow at:

          Stacy Deglow
          Insurance Sales Manager
          AAA Northern California, Nevada, Utah
          Sacramento Power Inn Office
          (916) 379-1303
          Stacy_Deglow@csaa.com

Renters Insurance

Insurance isn't just for people who own a home.  Renters can also experience the peace of mind and superior protections of AAA Home Insurance.  Whether you rent a house, apartment or condominium, we invite you to join over 500,000 homeowners and renters in 15 states who count on insurance rated A+ by A.M. Best Company.  You'll discover policies that can be tailored to your specific needs, highly responsive claims handling, and a new ally in keeping your home and family out  of harm's way.

• read more